Licensed & Regulated
The Guardian operates under full regulatory compliance and holds all required licenses to provide insurance products and services. We are committed to transparency in our licensing and underwriting arrangements.
All insurance products offered through The Guardian are underwritten by financially strong, A-rated insurance carriers. Our underwriting partners are carefully selected to ensure the highest standards of claims payment security.
Insurance License No.
INS-2024-00123456 — Issued by the National Insurance Regulatory Authority
Financial Services License
FSL-2024-78910 — Authorised and regulated by the Financial Conduct Authority
Company Registration
Registered Company No. 12345678 — Incorporated under the Companies Act
Approved Underwriters
The following underwriters provide the financial backing for insurance products distributed by The Guardian. All underwriters hold a minimum financial strength rating of A (Excellent).
Apex Re Insurance Co.
Type: Property & Casualty
Rating: A+ (Superior)
Meridian Life Assurance
Type: Life & Health
Rating: A (Excellent)
Global Shield Underwriters
Type: Commercial Lines
Rating: A+ (Superior)
Pinnacle Reinsurance Ltd.
Type: Reinsurance
Rating: A (Excellent)
Horizon Marine & General
Type: Marine & Travel
Rating: A- (Excellent)
Crestview Specialty Lines
Type: Specialty & Liability
Rating: A (Excellent)
Important Notice
Insurance products are not deposits or obligations of, or guaranteed by, any bank or financial institution. Insurance products are not insured by the FDIC or any other government agency. The Guardian acts as an intermediary and is not the insurer. All coverage is subject to the terms and conditions of the applicable policy. Financial strength ratings are provided by independent rating agencies and are subject to change.