Our Insurance Services
Precision Protection for Every Part of Your Life
From your home to your business, your car to your travels — The Guardian offers expertly crafted policies that move with your lifestyle. Explore our full range of coverage options below.
Home Insurance
Starting from $29/mo
Your Home Is Your Sanctuary. We Protect It.
Home insurance from The Guardian covers your property against fire, theft, natural disasters, and accidental damage. Whether you own a condo, apartment, or a family house, our policies are tailored to your exact needs — giving you complete peace of mind under one roof.
- check_circle Dwelling & structural coverage
- check_circle Personal belongings protection
- check_circle Liability coverage for accidents
- check_circle Additional living expenses (ALE)
- check_circle Natural disaster add-ons available
Renting? You Still Need Protection.
Your landlord's insurance covers the building — but not your stuff. Tenant insurance from The Guardian protects your personal belongings, covers liability if someone is injured in your unit, and helps cover costs if you need to temporarily relocate after an insured loss.
- check_circle Personal property coverage
- check_circle Liability protection up to $1M
- check_circle Loss of use & temporary accommodation
- check_circle Affordable monthly premiums
- check_circle Easy online policy management
Tenant Insurance
Starting from $15/mo
Vehicle Insurance
Starting from $39/mo
Protect Every Mile of Your Journey.
From fender benders to total losses, The Guardian's vehicle insurance has you covered on every road. Choose from third-party liability, comprehensive, or collision coverage — all backed by our fast claims process and 24/7 roadside assistance network.
- check_circle Comprehensive & collision coverage
- check_circle Third-party liability protection
- check_circle 24/7 roadside assistance
- check_circle Windshield & glass repair
- check_circle Rental car reimbursement
Safeguard Your Investment Properties.
Whether you own rental units, commercial buildings, or high-value estates, our property insurance protects your real estate portfolio against structural damage, loss of rental income, vandalism, and more. Built for the serious property investor.
- check_circle Structural & building coverage
- check_circle Loss of rental income protection
- check_circle Vandalism & malicious damage cover
- check_circle Flood & earthquake add-ons
- check_circle Multi-property portfolio policies
Property Insurance
Custom pricing available
Business Insurance
Tailored for your industry
Protect the Business You've Built.
Running a business means facing unique risks every day. The Guardian's business insurance covers you from general liability to professional indemnity, cyber threats to equipment breakdown — so you can focus on growth, not risk management.
- check_circle General liability insurance
- check_circle Professional indemnity coverage
- check_circle Cyber & data breach protection
- check_circle Commercial property coverage
- check_circle Workers compensation policies
Explore the World with Complete Confidence.
Whether it's a weekend getaway or a round-the-world adventure, our travel insurance keeps you protected wherever you go. From medical emergencies and trip cancellations to lost luggage and flight delays — we've got every mile covered.
- check_circle Emergency medical & evacuation
- check_circle Trip cancellation & interruption
- check_circle Lost or delayed baggage coverage
- check_circle Flight delay compensation
- check_circle 24/7 global assistance hotline
Travel Insurance
From $9/trip
Bundle & Save Up to 25%
Combine two or more policies for maximum protection at minimum cost.
Why Families Trust The Guardian
Combining traditional values with modern technology for a seamless experience.
Fast Process
Get covered in under 5 minutes with our intelligent portal.
Save Money
Lowest rate guarantee with tailored premium adjustments.
24/7 Support
Real humans, real answers, any time of day or night.
Trusted
Over 50 years of collective industry authority.
Not Sure Which Plan Is Right for You?
Our experts will walk you through every option and help you build a policy perfectly matched to your life.